Site map

Don't miss out on the perfect home

Get prequalified before you start your home search. Find out exactly how much you can afford and also show sellers and agents that you're a serious shopper.


Get prequalified today

See what you can afford.

Boost your bargaining power

Housing is heating up. Make your offer more attractive by having a preapproval letter from a reputable company.

Get your paperwork in order

You'll need to provide a bit of information to help us verify your ability to buy the home you want.

My account

Start by creating your secure account. Doing so will enable you to save your loan application and receive status updates during the loan approval process.

Resource

10 real estate terms you should know


Explore your loan options

Choosing a loan doesn't have to be complicated. Explore the loan options available and what differentiates each. By reviewing the key benefits, you'll be able to see which type of mortgage can help you achieve your goals.


Fixed-rate mortgages are predictable

Consistent monthly payments are a great feature of fixed-rate loans. That's why they could be just the ticket if you plan to stay put for a while.

Adjustable-rate mortgages offer flexibility

The interest on an adjustable-rate mortgage (ARM) typically resets after a fixed initial period. But they offer the potential to save you money with lower payments over the short term.

What does refinancing a loan mean?

Refinancing a mortgage means you allow the lender to pay off an existing loan for a new one. The process allows borrowers to capitalize on potentially better interest rates, different terms or lower monthly payments.

Help is available for home buyers

You may qualify for a government program to help make your home ownership dreams a reality. Although some federal programs are limited by income, you may be able to receive grants for repairs and renovations.


Assistance for first-time home buyers

If you're a first-time home buyer, you may be eligible for assistance. Qualified applicants could receive below market rate mortgages, down payment help and closing cost assistance.


Flexible options for financing a home

Choosing the right financing for your new home can be a big decision. A smart place to start is with a basic understanding of the loans available to you. See how different financing options can help you meet different needs.

Money-saving benefits for veterans

Special home buying benefits are available to veterans and military families, including lower down payments, no money down and easy qualification standards. Eligibility is based on years of service in the military. See if you qualify.


Calculate your monthly payment

Searching for homes in a specific price range? Estimate what your house payment might be with taxes, insurance, PMI, HOA dues and more. Get a better idea of what you might pay on your monthly mortgage.


See what you can afford

Searching for a new home? Estimate what your monthly mortgage payment will be, and find an amount that comfortably fits your budget. Enter the details requested below to get an estimate.

See if paying more pays off

Shelling out a little extra every month can significantly reduce your interest payments over time and may shave years off your loan. Find out if this approach makes financial sense for your household.


We're here to help

We focus on what's right for our customers in everything we do. Our loan consultants will guide and support you through every step of the loan process. They'll speak in terms you can understand — and provide loan options that are competitively priced.


Licenses & disclosures

Owners.com Loans, d/b/a Altisource Fulfillment Operations, Inc., NMLS ID #415033

Term of Use

This agreement includes a class action waiver, a disclaimer of warranties, a disclaimer of liability as well as a release and indemnification.